body
{
margin:0px;
}

forms
{
margin:0px;
}


p,ol,li,ul
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
color:#4C4C4C;
}

td
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
color:#4C4C4C;
}

.top-bg
{
background-image:url(../images/top-bg.gif);
}

.left-bg
{
background-image:url(../images/left-bg.gif);
}

.center-bg
{
background-image:url(../images/top-center-bg.gif);
}

.top-links
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
font-weight:bold;
color:#2D2E2E;
} 
  .top-links:hover
  { 
   font-family:Verdana, Arial, Helvetica, sans-serif;
   font-size:10px;
   text-decoration:none;
   font-weight:bold;
   color:#2D2E2E;
   } 

.top-links1
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
font-weight:bold;
color:#032D59;
}
   .top-links1:hover
   { 
   font-family:Verdana, Arial, Helvetica, sans-serif;
   font-size:10px;
   text-decoration:underline;
   font-weight:bold;
   color:#032D59;
   }     

.left-text
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:11px;
text-decoration:none;
font-weight:bold;
color:#FFFFFF;
padding-left:8px;
}

.footer-text
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
color:#494C4F;
}

.footer-links
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
color:#494C4F;
}

   .footer-links:hover
   { 
   font-family:Verdana, Arial, Helvetica, sans-serif;
   font-size:10px;
   text-decoration:underline;
   color:#494C4F;
   }


.footer-disclaimer
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
font-weight:bold;
color:#183F85;
}


.body-links
{ 
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:10px;
text-decoration:none;
color:#0000FF;
}

   .body-links:hover
   { 
   font-family:Verdana, Arial, Helvetica, sans-serif;
   font-size:10px;
   text-decoration:underline;
   color:#0000FF;
   }

.dotted-bg
{
background-image:url(../images/dotted-bg.gif);
}

.right-orange-text
{
font-family:Arial, Helvetica, sans-serif;
font-size:13px;
text-decoration:none;
color:#E67900;
}

.right-grey-text
{
font-family:Arial, Helvetica, sans-serif;
font-size:12px;
text-decoration:none;
font-weight:bold;
color:#4C4C4C;
}

.top-header-bg
{
background-image:url(../images/top-header-bg1.gif);
background-repeat:repeat-x;
}

.body-bg
{
background-image:url(../images/body-bg.gif);
}

.footer-bg
{
background-image:url(../images/footer-bg.gif);
}

.body-bg1
{
background-image:url(../images/body-bg1.gif);
}

.inner-top-bg
{
background-image:url(../images/inner-top-bg.gif);
}

.inner-body-bg
{
background-image:url(../images/inner-body-bg.gif);
background-repeat:repeat-x;
}

.inner-body-heading
{
font-family:Verdana, Arial, Helvetica, sans-serif;
font-size:24px;
text-decoration:none;
font-weight:bold;
color:#222222;
}